Answer:
C - Having Specific Goals
Explanation:
A - is incorrect because having only short-term goals will work out in the short-term, but once those are completed there needs to be something more.
B - is incorrect because while having educational goals are important, it will not make sure that you reach those goals.
C - is correct because having something specific in mind can help to visualize what you need in order to achieve those goals, which can help you on a path forward.
D - is incorrect because financial goals, while important, will not help you reach any goals, and because money isn't everything.
I believe this is right, if I'm wrong, please let me know!